Money and You

(Image Copyright Bells Accountants, reproduced with kind permission)

(Image 2: Anna Young & Jo Bell who wrote three of the books in the series)

Article produced with grateful thanks to Bells Accountants - Bells Accountants in Kent – Your Trusted Financial Partners

An exciting new series of books for older children and young adults that teaches the essential life skill of managing your money – today and in the future.

In early 2023, Shan White and Ruth Owen of Ruby Tuesday Books decided they wanted to create an accessible, but comprehensive, range of books that would help children and young people understand everything there is to know about money.

When they joined forces with Astra, Joanne and Anna (three financial powerhouses), it was a match made in heaven and “Money and You!” became a reality!

Bank Accounts & Borrowing Money

Dive into the world of bank accounts and borrowing. How do banks works? What do  they do with our money? How do you open a bank account? What are bank statements,  debit and credit cards, interest payments, overdrafts, loans and mortgages.

Earning Money & Paying Taxes

A high-interest and accessible introduction to the world of making money. What jobs  do people do? What job might suit you? What is an interview, a CV or a salary? And  what are taxes and how do governments use our tax money?

Paying the Bills

In this book kids are introduced to the topic of paying bills – both today and in  the future. What is rent, a mortgage or a household budget. Readers will discover  that food, electricity, water, running a car and protecting the things we own with

insurance, all costs money!

Running a Business

Could you be an entrepreneur? In this high-impact book, kids will learn how to start  and run a business, from the excitement of brain-storming ideas and marketing the  next-big-thing, to everyday tasks such as keeping accounts and paying taxes.

Saving & Investing

Whether it’s pocket money, earnings from doing chores, or a future wage, learning how  to save your money is an essential life skill. Readers will discover all about savings goals,  savings accounts, interest, stocks and bonds and planning for the future with a pension.

Spending & Budgeting

It’s great to have money to spend, but spending it wisely is a skill worth investigating.  This book includes spending with cash, debit cards, and credit cards, how to make a  budget, how to assess wants and needs, and how adults budget to run a home

Quote From the Publishers:

We wanted to create fun, highly readable books that truly get into the nitty gritty of  everyday financial life. Many adults don’t really understand taxes or investing. They  couldn’t explain how the interest on a mortgage is calculated or how much it actually  costs to run a car each month. And yet these things are essential for making your way in the adult world:

Research from the Money and Pensions Service shows that  three quarters of teachers say that the majority of young people leave school without the key financial skills needed for life.

Each title in the series dives into one aspect of the world of money, speaking to the  reader in a chatty, friendly and thoughtful voice.

FURTHER INFORMATION:

• Suitable for ages 10 years +

• 32 pages

• Includes discussion topics

• Activities & projects

• A money quiz

• A financial glossary

• Price £8.99

“

Money & You! Is a perfect introduction to the role that money  plays in everyday life and in business. I always look back at  my school years and wish that there was an easy-to-digest education on the importance and value of money. I’ve already bought copies for my children to read as they grow up!

William Barker, Founder & CEO Camelot Partners, 

Board Member & Owner ASOS.com and  Executive Chairman Tapi Flooring

This Money & You! series gives children and young adults the basic knowledge they need about money, how to get it and how to make best use of it throughout life. These books should be in every school library in the country."

Lord Harris of Peckham, Founder of Harris Academies,

Founder of Tapi Flooring and Carpetright